"I haven't had a moment, between moving and work, to thank you for all of your work on getting this loan closed for me after the other loan officer dropped the ball. Aside from me in panic, everything went smooth. I am very happy with the loans you were able to get for me, and I will definitely refer you to friends and family."
K. Mak
Property Types - Who we lend to
Primary, Second, Investment home loans
We have programs for your entire home buying needs from first house to second/vacation homes in the mountains or by the beach. We have plenty of experience when it comes to financing investment properties and this knowledge will help you save money and make sure you are in the right program.
Single Family
A single family residence is a dwelling that is usually detached and houses one family.
Townhome or Townhouse
A townhouse is simply attached real estate, typically consisting of two or more floors and connected to an adjoining unit by a common wall.
Gemini Homes
A gemini home is a single unit within a duplex.
Condos, high rise condos, non-warrantable condos condo hotels, condotels
A condominium is a form of private ownership of individual units of “airspace” within a multi-unit structure, combined with joint ownership of commonly used property, structures, and amenities. We have programs for all types of condos that most banks are not even aware of. We understand what the bank is looking for with their condo questionnaire and this expertise can save you money and time.
Rural properties and acreage
You might be familiar with financing real estate in the city, but financing rural property can be complex. We have resources to get these loans funded.
Manufactured and modular homes
As long as there is an affidavit of affixture that the property is permanently attached to the real estate, then we can do your loan. These loans are typically harder to qualify for and a lot of consideration is placed on the home. Single wide loans are available but most of the more aggressive terms are for double-wide homes that are built after 1976.
Cabins and Log homes
We can help you overcome many of the common stumbling blocks they experience with lenders who are not familiar with the log and timber frame home financing process. We know this business and how to do it right the first time.
Multifamily-Duplex, Triplex, and Four-plex
A multifamily property is defined simply as a building that has multiple dwellings or units. Loans for 2, 3, and 4 unit properties still fall into residential financing. These properties can still be financed under Fannie Mae, conventional programs that have aggressive terms.
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